UPDATE: Discover Credit Card to Track Gun Purchases Starting in April By: Joshua Swanagon


Last year we reported that credit card companies would begin tracking gun purchases thanks to a new ISO code. The unconstitutional plan was not well received throughout the firearm community. Not to mention the list of 24 Attorneys General that weren’t too keen on it either (below). Unfortunately, the gun control lobby is completely out of control and believes they are above the Constitution. As a result, they plan to move forward starting in April.

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Credit Card Company Discover to Begin Tracking Firearm Purchases

Discover recently announced that starting in April it will implement the new code specified by the International Organization for Standardization. As reported below, the ISO decides on classifications of merchant categories used by payment cards. Last September, the organization dedicated a code for gun retailers in a supposed attempt to curb gun violence.

This comes at a time when the current administration is working overtime to label gun violence a public health crisis. And I think we all know what happens when Democrats label something a public health crisis.

According to Reuters, “A Discover spokesperson said following the publication of the story that other payment network companies had already decided to implement the new code in April, and that Discover was following their lead. The Discover spokesperson declined to name those peers.”

Likewise, representatives for Visa, Mastercard, and American Express have also declined to comment. But the companies claimed last fall that they would work to implement the code while respecting privacy rights.

Discover will be the first payment processing company to implement the code that will be available at the end of February. Although no dates are provided, other credit card companies are expected to follow suit.

This, coupled with California’s new bill requiring banking institutions to discriminate against firearm manufacturers, is just another unconstitutional end run around the Second Amendment.

On September 22, 2022, PDW reported:

For some, a credit card is a helpful backup or tool for online purchases, for others, it is a necessity. Personally, I have always been partial to using cash for any kind of firearm or ammunition purchase. However, for some people, it is easier to use a credit card for their gun or ammo purchases. But it looks like that is now an even worse idea than it was before.

24 Attorneys General Warn Credit Card Companies Not to Track Gun Purchases

As mentioned in our original report below, the change in Merchant Category Code is nothing more than back-door gun control. Fortunately, 24 Attorneys General are having none of it. If you’re keeping track, that is nearly half the country.

As a result, they sent a letter to credit card companies warning them not to move forward with the new code. The letter went out to the CEOs of Visa, Mastercard, and American Express.

In the letter, the AGs state that the new code will not protect public safety. In fact, it will only target law-abiding citizens and their Constitutional Second Amendment rights. Not to mention create false and misleading information:

“First, efforts to track and monitor sales at gun stores would only result in vague and misleading information. This categorization would not recognize the difference, for example, between the purchase of a gun safe and a firearm.”

It also creates a scenario for misuse:

“More importantly, purposefully tracking this information can only result in its misuse, either unintentional or deliberate. Creating and tracking this data only matters if your institutions are considering using that information to take further, harmful action—like infringing upon consumer privacy, inhibiting constitutionally protected purchases by selectively restricting the use of your payment systems, or otherwise withholding your financial services from targeted “disfavored” merchants.”

A Stark Warning

The AGs notify the CEOs that it is clear their actions create the potential for both civil and criminal liability. They reference press releases from public officials which indicate that this was done in concert with various state actors. As a result, they have a stark warning for the credit card companies:

“Social policy should be debated and determined within our political institutions. Americans are tired of seeing corporate leverage used to advance political goals that cannot muster basic democratic support. The Second Amendment is a fundamental right, but it’s also a fundamental American value. Our financial institutions should stop lending their market power to those who wish to attack that value.

“Be advised that we will marshal the full scope of our lawful authority to protect our citizens and consumers from unlawful attempts to undermine their constitutional rights. Please keep that in mind as you consider whether to proceed with adopting and implementing this Merchant Category Code.”

The letter was signed by the following Attorneys General:

  • Jonathan Skrmetti (TN)
  • Austin Knudsen (MT)
  • Steve Marshall (AL)
  • Daniel Cameron (KY)
  • Treg R. Taylor (AK)
  • Jeff Landry (LA)
  • Mark Brnovich (AZ)
  • Lynn Fitch (MS)
  • Leslie Rutledge (AR)
  • Eric Schmitt (MO)
  • Ashley Moody (FL)
  • Douglas J. Peterson (NE)
  • Chris Carr (GA)
  • John Formella (NH)
  • Todd Rokita (IN)
  • Dave Yost (OH)
  • Derek Schmidt (KS)
  • John M. O’Conner (OK)
  • Jason Miyares (VA)
  • Alan Wilson (SC)
  • Bridget Hill (WY)
  • Ken Paxton (TX)
  • Patrick Morrisey (WV)
  • Sean Reyes (UT)

On September 13, 2022, PDW reported:

Credit Card Companies Help Democrats track Gun Purchases

The next time you head off to your local gun shop or sporting goods store to pick up the latest hotness, you might want to bring your cash. Although Mastercard and American Express have already pledged fealty to the gun control crowd, Visa was the holdout—until now. Recently Visa caved under pressure from Democrats to help them flag gun and ammo purchases.

Up until now, guns and ammo sales showed up in broader categories like general merchandise or sporting goods. However, the International Organization for Standardization voted to create a new merchant category code for firearm stores. They are selling it as a means to track suspicious sales.

According to Reuters, “In a statement, Amalgamated Chief Executive Priscilla Sims Brown said the codes will allow financial institutions to use new tools to detect and report suspicious activity associated with gun trafficking and mass shootings, without impeding legal gun sales.”

Although this seems on the up and up, like everything from the gun control lobby, you have to dig deeper.

“Today’s announcement is a critical first step towards giving banks and credit card companies the tools they need to recognize dangerous firearm purchasing trends – like a domestic extremist building up an arsenal — and report them to law enforcement,” said John Feinblatt, president of Everytown for Gun Safety.

To clarify, this comes around the same time the President labeled Republicans “fascists” and a “threat to democracy.” Not to mention leaked documents from the FBI and DHS labeling Second Amendment supporters as “Domestic Extremists.”

They can say it’s about curbing gun violence all they want. But it’s not hard to see where all of this is going when the pieces start to come together.

Coming Through the Back Door

As Democrats and the gun control lobby try to convince us that a majority of Americans want gun control, facts prove otherwise. But they know this, and that is why they keep jimmying the lock on the back door.

Everything from treating gun violence as a “public health crisis” to strongarming shipping companies to stop shipping firearm-related products. And now, tracking firearm-related purchases via credit card companies.

They know that gun control is unpopular, so they’re looking for any avenue that doesn’t require a vote. But they also know that people see what they are doing, so a little gaslighting is in order. As in the case of New York Attorney General Letitia James, who tweeted a nonsensical false equivalency:

Someone should remind her that fraud and money laundering are illegal at any and every level. However, firearm ownership is not—despite their best efforts.

The reality is that they hate the Second Amendment and are not even trying to hide it anymore. Remember this in November. There is no level they will not stoop to separate you from your God-given right to self-defense.

I have always been an advocate for taking cash to the gun store. But now more than ever, it is important to leave the credit card at home. I wouldn’t even use a debit card. It’s none of their business when you legally purchase firearm-related products. That is your right as an American citizen.

There are a lot of firearms and firearm-related products sold in the U.S. every year. And if everyone stopped using a credit card for those purchases (or at all), it would hurt them where it counts. Corporations need to learn to stick to business and stay out of politics. There is nothing in it for them but loss.

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